A start-up insurer that won a lucrative contract to take customers from state-run insurer Citizens is telling agents as of today it'll write no new business in 18 South Florida ZIP codes, including two in Lake Worth west of I-95. Heritage Property & Casualty Insurance Co. of St. Petersburg marks another example of a fast-growing Florida insurer hitting the brakes before hurricane season. People’s Trust Insurance of Deerfield Beach said it was canceling thousands of policies to reduce risk exposure, many of whom had signed up less than 90 days before.

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